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Terms of Service

Estate Scorer ("we," "us," "our") Last updated: [08/01/2026]

All scores (including the Regret Risk Score, Investment Score, Price Fairness Score, and any AI-generated recommendation such as "Buy," "Wait," or "Avoid") are directional estimates generated from the information you provide and from third-party data sources, and may be inaccurate, incomplete, or out of date. You are solely responsible for verifying any information on this Service with qualified, licensed professionals before making a real estate, financial, or legal decision.

2. Fair Housing Statement

Estate Scorer is committed to compliance with the federal Fair Housing Act and all applicable state and local fair housing laws. Neighborhood, school, and crime-related information provided through this Service is intended solely to help you evaluate a specific property you have already identified — it is not intended to be used, and must not be used, to steer, discourage, or make decisions about where to live on the basis of race, color, religion, sex, national origin, disability, familial status, or any other legally protected characteristic. Users agree not to use any output of this Service for any discriminatory purpose.

3. Accounts and Eligibility

You must be at least 18 years old and able to form a binding contract to use this Service. You are responsible for any activity that occurs through your use of the Service.

4. Payments, Subscriptions, and Refunds

5. Acceptable Use

You agree not to: - Use the Service for any unlawful purpose, including in a manner that violates fair housing law - Attempt to scrape, reverse-engineer, or resell reports or data obtained through the Service at scale - Interfere with or disrupt the Service, including attempting to bypass usage limits or security measures - Use the Service to submit false information about a property or individual

6. Third-Party Data and Services

The Service relies on data and processing from third parties, including Anthropic, Google Maps Platform, RentCast, FEMA, USGS, the FBI, and Stripe. We do not control, and are not responsible for, the accuracy, availability, or continued operation of these third-party services. Their own terms and privacy policies apply to their portion of the data processing.

Estate Scorer may receive compensation from certain affiliate partners if you choose to purchase products or services through referral links or partner offers displayed on the Service. Such compensation does not influence our analysis, scores, recommendations, or editorial content.

AI-Generated Content

Estate Scorer uses artificial intelligence to generate portions of its reports. AI-generated content may vary over time, even for the same property, as underlying models, data sources, and methodologies evolve. AI-generated content is provided for informational purposes only and should not be considered professional financial, legal, tax, engineering, or real estate advice.

7. Intellectual Property

The Estate Scorer name, design, and underlying software are owned by us. The report generated for your specific property is yours to use for personal purposes; you may not resell, republish, or redistribute Estate Scorer's report format or branding without our written permission.

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE, OR ANY AI-GENERATED OR THIRD-PARTY DATA WITHIN IT, WILL BE ACCURATE, COMPLETE, OR ERROR-FREE.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ESTATE SCORER AND ITS OWNERS, EMPLOYEES, AND CONTRACTORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (A) YOUR USE OF OR INABILITY TO USE THE SERVICE; (B) ANY DECISION MADE OR ACTION TAKEN IN RELIANCE ON INFORMATION PROVIDED BY THE SERVICE, INCLUDING A DECISION TO BUY, NOT BUY, OR NEGOTIATE ON A PROPERTY; OR (C) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA. IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS EXCEED THE AMOUNT YOU PAID US, IF ANY, IN THE 12 MONTHS PRECEDING THE CLAIM.

10. Indemnification

You agree to indemnify and hold harmless Estate Scorer and its owners, employees, and contractors from any claim or demand arising out of your use of the Service, your violation of these Terms, or your violation of any law or the rights of a third party.

11. Dispute Resolution; Binding Arbitration; Class Action Waiver

11.1 Governing Law. These Terms and any dispute, claim, or controversy arising out of or relating to these Terms, the Service, your Account, any AI-generated reports, subscriptions, purchases, or communications with Estate Scorer (collectively, a "Dispute") shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict-of-law principles. The Federal Arbitration Act ("FAA") governs the interpretation and enforcement of this Section.

11.2 Informal Resolution. Before initiating arbitration or filing any legal action, you agree to first contact Estate Scorer by emailing legal@estatescorer.com with a written description of the Dispute and the relief requested. Both parties agree to make a good-faith effort to resolve the Dispute informally for at least thirty (30) days before commencing arbitration or litigation.

11.3 Agreement to Arbitrate. Except as expressly provided below, you and Estate Scorer agree that any Dispute shall be resolved exclusively through final and binding arbitration on an individual basis rather than in court.

Nothing in this Section prevents either party from:

11.4 Arbitration Rules. Arbitration shall be administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules then in effect, except where those rules conflict with these Terms or applicable law.

Unless otherwise required by applicable law, arbitration may be conducted:

The arbitrator shall have exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability, or formation of this arbitration agreement, except where applicable law provides otherwise.

11.5 Class Action Waiver. TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU AND ESTATE SCORER AGREE THAT ALL DISPUTES SHALL BE BROUGHT SOLELY IN AN INDIVIDUAL CAPACITY.

YOU WAIVE ANY RIGHT TO PARTICIPATE IN ANY CLASS ACTION, COLLECTIVE ACTION, REPRESENTATIVE ACTION, MASS ARBITRATION, PRIVATE ATTORNEY GENERAL ACTION, OR ANY SIMILAR PROCEEDING.

The arbitrator may not consolidate claims involving multiple individuals or preside over any class, representative, consolidated, collective, or mass proceeding.

11.6 Jury Trial Waiver. IF A DISPUTE IS DETERMINED TO BE NON-ARBITRABLE OR OTHERWISE PROCEEDS IN COURT, BOTH PARTIES KNOWINGLY AND VOLUNTARILY WAIVE ANY RIGHT TO A TRIAL BY JURY TO THE MAXIMUM EXTENT PERMITTED BY LAW.

11.7 30-Day Opt-Out. You may opt out of this arbitration agreement by sending written notice to legal@estatescorer.com within thirty (30) days after first accepting these Terms.

Your notice must include:

If you timely opt out, neither you nor Estate Scorer will be required to arbitrate Disputes with each other. Any such Dispute shall instead be resolved exclusively in the state or federal courts located in the State of Florida, and both parties consent to the personal jurisdiction of those courts.

11.8 Severability. If any provision of this Section is held to be invalid or unenforceable, that provision shall be severed and the remaining provisions shall remain in full force and effect.

If the Class Action Waiver is determined to be unenforceable with respect to a particular Dispute, the arbitration agreement shall not apply to that Dispute, which shall instead proceed in a court of competent jurisdiction, while the remainder of this Section shall continue to apply to all other Disputes.

11.9 Survival. This Section shall survive the termination of your Account, your subscription, your use of the Service, and these Terms.

12. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws principles.

13. Changes to the Service or These Terms

We may modify or discontinue the Service, or update these Terms, at any time. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

Force Majeure

Estate Scorer shall not be liable for any delay or failure to perform its obligations under these Terms resulting from causes beyond its reasonable control, including but not limited to natural disasters, acts of government, war, terrorism, labor disputes, internet or telecommunications failures, power outages, cyberattacks, failures of third-party service providers, or other events beyond our reasonable control.

14. Termination

We may suspend or terminate your access to the Service at any time, for any reason, including violation of these Terms.

15. Contact

Questions about these Terms? Contact us at support@estatescorer.com.