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Cookie Policy

[ COOKIE POLICY Effective Date: [08/01/2026] Last Updated: [08/01/2026] This Cookie Policy explains how VIA BOCA LLC ("Company," "we," "our," or "us") uses cookies and similar technologies when you access or use Estate Scorer (the "Service"). By continuing to use the Service, you acknowledge that cookies may be used as described in this Policy, subject to your browser settings and, where required by law, your consent. ________________________________________ 1. What Are Cookies? Cookies are small text files placed on your computer, smartphone, tablet, or other device when you visit a website. Cookies help websites: • recognize returning visitors; • remember user preferences; • maintain login sessions; • improve security; • analyze website performance; • personalize user experience. Cookies generally do not contain information that directly identifies an individual unless linked with other information. ________________________________________ 2. Technologies We Use Estate Scorer may use: • HTTP Cookies • Session Cookies • Persistent Cookies • First-Party Cookies • Third-Party Cookies • Local Storage • Session Storage • Pixels • Web Beacons • Device Identifiers • Similar Tracking Technologies ________________________________________ 3. Categories of Cookies Essential Cookies Essential cookies are necessary for the operation of Estate Scorer. These cookies may: • authenticate users; • maintain secure login sessions; • prevent fraud; • remember security preferences; • process payments; • balance server loads; • maintain account functionality. Without these cookies, portions of the Service may not function properly. These cookies generally cannot be disabled through our systems. ________________________________________ Functional Cookies Functional cookies remember user preferences such as: • preferred language; • region; • theme settings; • accessibility settings; • previously entered information; • user interface preferences. ________________________________________ Performance Cookies Performance cookies help us understand how users interact with Estate Scorer. Examples include: • page loading times; • feature usage; • navigation flow; • error frequency; • session duration; • click behavior; • performance bottlenecks. This information is generally aggregated. ________________________________________ Analytics Cookies Analytics cookies help improve Estate Scorer. Analytics providers may collect: • browser type; • operating system; • approximate location; • pages viewed; • referring websites; • device characteristics; • session duration; • interactions. Analytics information assists in improving website functionality. ________________________________________ Security Cookies Security cookies assist in: • preventing unauthorized access; • detecting suspicious behavior; • identifying bots; • reducing fraud; • protecting user accounts. These cookies are essential for maintaining platform security. ________________________________________ Advertising Cookies If Estate Scorer introduces advertising or affiliate promotions in the future, advertising cookies may: • measure campaign effectiveness; • prevent repetitive advertisements; • evaluate referral performance; • support affiliate attribution. Advertising cookies are not currently essential to use the Service. ________________________________________ 4. Third-Party Cookies Third-party providers may place cookies through Estate Scorer. Examples may include: • Stripe • Google • OpenAI integrations where applicable • Analytics providers • Fraud prevention providers • Cloud infrastructure providers These providers maintain their own privacy practices. ________________________________________ 5. Cookie Retention Different cookies remain active for different periods. Examples include: Session Cookies: Automatically deleted when the browser closes. Persistent Cookies: Remain until expiration or manual deletion. Retention periods depend upon operational necessity. ________________________________________ 6. Managing Cookies Most browsers allow users to: • delete cookies; • block cookies; • receive cookie notifications; • limit tracking; • remove stored data. Blocking certain cookies may reduce functionality. ________________________________________ 7. Browser Controls Users may configure cookie settings within their browser. Examples include: • Google Chrome • Microsoft Edge • Mozilla Firefox • Safari • Brave Browser settings differ by vendor. ________________________________________ 8. Cookie Consent Where required by law, Estate Scorer will request consent before placing non-essential cookies. Users may withdraw consent at any time. Withdrawal does not affect prior lawful processing. ________________________________________ 9. Do Not Track Estate Scorer currently does not respond differently to browser "Do Not Track" signals because no universally accepted technical standard exists. ________________________________________ 10. Changes to This Policy We may modify this Cookie Policy periodically. Material changes may be announced through: • website notices; • account notifications; • email communications. Continued use after updates constitutes acceptance where permitted by law. ________________________________________ 11. Contact Questions regarding cookies may be directed to: support@estatescorer.com ________________________________________ END COOKIE POLICY ________________________________________ CCPA / CPRA NOTICE AT COLLECTION California Residents Only This Notice supplements the Estate Scorer Privacy Policy. ________________________________________ 1. Categories of Personal Information Collected Estate Scorer may collect: Identifiers • Name • Email • Account ID • IP Address ________________________________________ Customer Records • Billing information • Subscription details • Purchase history ________________________________________ Commercial Information • Reports purchased • Subscription history • Transaction records ________________________________________ Internet Activity • Browser information • Device information • Website interactions • Session activity ________________________________________ Geolocation Information Approximate location derived from IP address. ________________________________________ Professional Information Where voluntarily provided. ________________________________________ Property Information Information submitted regarding: • property address; • home characteristics; • questionnaire responses; • purchasing preferences. ________________________________________ 2. Sources of Information We collect information from: • users; • browsers; • payment processors; • analytics providers; • public governmental records; • AI providers; • fraud prevention vendors. ________________________________________ 3. Business Purposes Information is collected to: • provide Reports; • process payments; • operate subscriptions; • prevent fraud; • improve products; • secure the Service; • comply with law. ________________________________________ 4. Sensitive Personal Information Estate Scorer generally does not collect sensitive personal information except where necessary to provide requested Services or comply with applicable law. Sensitive information is not used to infer characteristics about consumers. ________________________________________ 5. Retention Information is retained only for as long as reasonably necessary to: • provide Services; • satisfy legal obligations; • resolve disputes; • detect fraud; • maintain records. Retention periods vary depending upon the type of information. ________________________________________ 6. California Privacy Rights California residents may request to: • Know • Access • Correct • Delete • Obtain Copies • Limit Sensitive Information (where applicable) • Be Free from Discrimination ________________________________________ 7. Verification Before fulfilling requests, VIA BOCA LLC may verify identity through reasonable methods. ________________________________________ 8. Authorized Agents Authorized agents may submit requests on behalf of California residents subject to verification requirements. ________________________________________ 9. Sale and Sharing As of the Effective Date of this Notice: VIA BOCA LLC does not sell personal information for monetary consideration. If activities are considered "sharing" under California law (such as certain advertising technologies), users will be provided any rights required by applicable law. ________________________________________ 10. Contact California privacy requests may be submitted to: support@estatescorer.com ]