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Buying a House in Phoenix, AZ: What to Check First

Every market has its own mix of tax structure, hazard exposure, and buying dynamics. Here's what's specifically true of Phoenix — and what's worth verifying on the exact property you're considering, not just the general area.

Property Tax & Cost Structure

Arizona has a low, flat state income tax and moderate property tax rates.

Flood Risk Context

Most of Phoenix sits outside FEMA flood zones, but washes and low-lying desert drainage areas can flood quickly during monsoon storms — worth checking street-by-street.

Seismic Risk Context

Seismic risk is low.

Market Character

Phoenix is one of the fastest-growing metros in the country, with new-construction supply playing a bigger role in pricing than in most other major markets.